Financial briefs

Insurance often fades into the background once it’s in place – but it shouldn’t. Regularly review your policies, deductibles, and coverage in light of your current life stage is essential to ensure they still align with your evolving needs and future goals.

Smart retirement planning is key to financial peace of mind. In this issue, we explore how to stretch your savings with strategies like building emergency funds, understanding safe withdrawal rates, maximizing 401(k) contributions, and getting started with a retirement plan that fits your lifestyle.

Navigating the financial side of college can be overwhelming – but with the right tools, it doesn’t have to be. Explore practical strategies for paying and planning for college, including savings options like Roth IRAs and 529 Plans, use of merit scholarships, and building financial literacy for students.

We all know how important it is to save for retirement, and 401(k) plans have become one of the most effective ways to save. However, many workers who have access to a retirement plan don’t participate. That’s probably the biggest mistake you can make. If you have access to a plan, you should take full advantage of it.

Read on to find important information about estate planning, overcoming retirement fears, retirement longevity and risk tolerance during retirement, along with personal insights from three of our advisors.

In this newsletter, you will discover several articles about tax planning and how it should be reviewed throughout the year and your lifetime. You will also find personal insights from three of our advisors.