Our disclosures
Transparency is foundational to how we work with you. This page outlines important disclosures about our fiduciary responsibilities, fee-only structure and regulatory compliance, so you can feel informed and confident every step of the way.
Forms ADV, CRS and Fiduciary Duty
Copies of the Firm’s current Form ADV, filed with the Securities & Exchange Commission under the Investment Act of 1940, the Form CRS (Customer Relationship Summary), and Fiduciary Duty are available here:
Privacy Policy
Maintaining the trust and confidence of our clients is a high priority. That is why we want you to understand how we protect your privacy when we collect and use information about you, and the steps we take to safeguard that information.
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
The types of personal information we collect and share depend on the service that we provide to you. In connection with providing financial advice, investment products, or other services, we obtain nonpublic personal information about you. This information can include, but would not be limited to:
Social Security or tax identification number, date of birth, address and phone number, net worth, cash flow, income, account balances, tax returns, transaction history and credit history information we receive from you on account applications, information about your transactions with us or other (including other financial advisers), information received from service bureaus or other third parties.
Financial companies typically need to share customers’ personal information internally in order to run their everyday business – to process transactions, maintain or service customer accounts. Only those individuals who need to perform their jobs are authorized to have access to confidential client information. We maintain physical, electronic, and procedural security measures that comply with applicable state and federal regulations to safeguard confidential client information. In the section below, we list the reasons many financial companies can share their customers’ personal information; the reasons Retirement Investment Advisors, Inc. chooses to share your information; and whether you can limit this sharing.
Disclosure Information
Retirement Investment Advisors, Inc. is an SEC-registered investment adviser with its principal place of business in the State of Oklahoma. Registration of an investment adviser does not imply a certain level of skill or training.
This website is limited to the dissemination of general information pertaining to investment advisory/management services provided by Retirement Investment Advisors, Inc. The information contained herein should not be construed as personalized investment, legal, tax or insurance advice and should not be considered as a solicitation to buy or sell any security or engage in a particular investment strategy. The information in this website is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the particular needs of an individual’s situation. For personalized investment advice, please contact Retirement Investment Advisors, Inc. for a complimentary consultation.
Information included on this website may include statements concerning financial market trends and/or individual stocks, and are based on current market conditions, which will fluctuate and may be superseded by subsequent market events. Historic market trends are not reliable indicators of actual future market behavior or future performance of any particular investment. The investment strategy and broad themes discussed herein may be unsuitable for prospective or current clients depending on their specific investment objectives and financial situation. Information contained in the material has been obtained from sources believed to be reliable but is not guaranteed. You should note that the materials are provided “as is” without any express or implied warranties. Past performance is not a guarantee of future results. All investments involve a degree of risk, including the risk of loss.
None of the rating services, publications, media, or other organizations listed on this site are affiliated with Retirement Investment Advisors, Inc. Retirement Investment Advisors, Inc. did not pay a fee to be included in any ranking listed. No ranking or recognition should be construed as a current or past endorsement by any of our clients.
Third-Party Information
Any media logos and/or trademarks contained herein are the property of their respective owners and no endorsement by the owners of Retirement Investment Advisors, Inc. is stated or implied. Some of the information and opinions contained in this website are provided by third parties and have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed. They are given for informational purposes only and are not a solicitation to buy or sell any products.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks for CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization’s initial and ongoing certification requirements to use the certification marks.
Terms of Use
These “Terms of Use” set forth the terms and conditions that apply to your use of www.theretirementpath.com (the “website”). By using the website (other than to read this page for the first time), you agree to comply with all of the Terms of Use set forth herein. The right to use the website is personal to you and is not transferable to any other person or entity.
By using this website, you acknowledge that you have read and understand the foregoing disclaimers and release Retirement Investment Advisors, Inc. and its affiliates, members, officers, and employees from any and all liability whatsoever relating to your use of this site, any such links, or any information contained herein or in any such appearances or articles (whether accessed through such links or downloaded directly from this website).
