Insurance plays a critical role in protecting your financial future, yet many people are unsure whether their coverage aligns with their goals. Explore key considerations for integrating insurance into your overall financial plan, common insurance dos and don’ts, the added layer of protection umbrella insurance can provide, and how disability insurance may help safeguard your income. You’ll also find personal insights from Carol Ringrose Alexander, who shares her thoughts on transitional financial planning and navigating life’s major changes, along with a family update from Randy Thurman. Together, these articles offer practical guidance and personal perspectives to help you protect what matters most and plan with greater confidence.