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This is the logo of Retirement Investment Advisors, Inc. It features the company’s name in a bold, serif font with a blue color scheme. To the left, there’s a square graphic resembling a stylized road or pathway, symbolizing guidance, direction, and planning—likely representing the firm’s focus on helping clients navigate their journey toward retirement.
Fee-Only. Fiduciary. Focused on You.

Your guide on the
path to retirement

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Our Services

We are here to help you

Since 1991, Retirement Investment Advisors, Inc. has provided fee-only fiduciary guidance to help people like you move forward on the path to retirement with clarity and confidence. Our team of CERTIFIED FINANCIAL PLANNER® professionals takes the time to understand your priorities and build a plan tailored to your lifestyle, your goals and your next chapter.

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Retirement Planning

A couple stands close together outdoors, smiling with their foreheads touching. The man wears a navy sweater while the woman leans on him in an orange vest, with palm trees and a marina in the background.

Investment Management

A father sits outdoors with his two children, laughing and playing together. The daughter, smiling brightly, leans on him while the son giggles in his arms. They look joyful and close, enjoying a playful family moment.

Tax Strategies

An older couple walks arm in arm along the beach at sunset, smiling as they look ahead. The man wears a dark sweater and the woman wears a blue and white striped shirt, with the sunlight glowing warmly behind them.
Our Team

Focused on You

You deserve retirement guidance that puts you first. As fee-only, fiduciary CERTIFIED FINANCIAL PLANNER® professionals, we offer clear, personal advice, so you can feel confident about every financial decision ahead.

Meet Our Team
Professional headshot of Andrew K. Flinton, Managing Partner / President at Retirement Investment Advisors, Inc.

Andrew K. Flinton, CFP®

President / Managing Partner

Professional headshot of Carol Ringrose Alexander, Executive Vice President at Retirement Investment Advisors, Inc.

Carol Ringrose Alexander, CFP®

AIF®, CEPS, RLP®, CDFA®, CCFC

Executive Vice President

Professional headshot of Brenda C. Bolander, Executive Vice President at Retirement Investment Advisors, Inc.

Brenda C. Bolander, CFP®

CPA/PFS™

Executive Vice President

Professional headshot of Alexx V. Peralta, Financial Advisor at Retirement Investment Advisors, Inc.

Alexx V. Peralta, CFP®

Financial Advisor

Professional headshot of Chad A. Rudy, Texas Executive Vice President at Retirement Investment Advisors, Inc.

Chad A. Rudy, CFP®

Executive Vice President - Texas

Professional headshot of Randy Thurman, the Managing Partner/CEO of Retirement Investment Advisors, Inc.

Randy L. Thurman, CFP®

CPA/PFS™

Managing Partner / CEO

Our Resources

Navigating your retirement plan

Stay on track with helpful retirement resources. From calculators to guides, our tools are designed to keep you focused, informed and moving confidently toward your goals.
Resource Gallery

Key Financial Data – 2025

Your 2025 tax year reference guide.
Resource Gallery

Protect Your Identity

How to protect your credit from fraud.
Resource Gallery

Road Map to Retirement

Are you on track for retirement?
Resource Gallery

Sudden Money

Turn unexpected wealth into lasting security.
Resource Gallery

Qualified Charitable Distribution

QCDs are a tax-smart way to donate.

New!

Resource Gallery

TSP vs The All-Weather Retirement Portfolio

Examine the TSP distribution phase to TAWRP.
Here for You
Let us be your guide

Our team of CERTIFIED FINANCIAL PLANNER® professionals will help you chart a course tailored to you and your goals, so you can move forward with clarity and peace of mind.

Contact Us